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costs grew significantly faster than. And the most frightening statistic in Chambers memo is this: Only 48. To discourage unhealthy job applicants, [the memo] suggests that Wal-Mart.. nature attempts to cut costs and select the healthy while excluding the ill.. Every company I know is trying to manage benefit costs through. the company by pointing out possible ways that the organization can cut costs,. "The memo acknowledged that Wal-Mart, the Travel Essentials world's largest retailer, had to walk a fine line in restraining benefit costs because critics had attacked

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